Mortgage
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Real estate
Why Montana is promoting its state-run reverse mortgage program more heavily
The state of Montana has been more heavily promoting its state-based Reverse Annuity Mortgage (RAM) program for seniors. Unused funds…
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Real estate
The reverse mortgage rate month: August 2024
As discussed in previous reverse mortgage rate updates, the federally insured Home Equity Conversion Mortgage (HECM) is the dominant reverse…
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Real estate
Lower mortgage rates slow inventory growth
Have lower mortgage rates already started slowing the housing supply? I have a simple weekly growth model with the Alts…
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Real estate
Mortgage rates are still a concern, but LOs are gearing up for the busy days ahead
The recent declines in mortgage rates have been good news for mortgage professionals and consumers alike. But the industry isn’t…
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Real estate
Has the lower mortgage interest rate already stimulated the demand for housing?
Has the lower mortgage interest rate already had a positive impact on housing demand figures? Some people are very disappointed…
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Real estate
Why a Reverse Mortgage Might Be Viable in a ‘Gray Divorce’ Situation
“Gray divorce” – referring to the decision of a couple over the age of 50 to separate – is a…
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Real estate
Reverse mortgage volume increased in July, while securitizations declined
According to data from industry analysts, the reverse mortgage industry’s key performance indicators broke down in July. Letters of support…
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Real estate
Could mortgage interest rates be even lower?
Mortgage rates have fallen dramatically over the past week without any rate cuts from the Federal Reserve, mainly as the…
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Real estate
Mortgage rates are falling and everything has suddenly changed – for now
“For example, I took out one loan today that would have cost the borrower 1.213 points on Monday, compared to…
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Real estate
Montana officials continue to advocate for a state reverse mortgage program
Montana officials continue to promote the state’s specialized Reverse Annuity Mortgage (RAM) program for seniors, with one official saying it…
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