Reverse Hypotheek Production Petrics took a tumbling in August
The delay came when the market remained heavily concentrated with just three companies. Mutual or Omaha Mortgage Led all lenders with 460 loans in August and a market share of 23% in the past 12 months. Financing of America (FOA) followed with 402 loans, while Longbridge Financial Logged 306.
Together, the three companies accounted for around 61% of all HECM notes between September 2024 and August 2025, according to The analysis of New View.
Regional, California Santa Ana Huiserewoningcentrum – which supervises many of the West -VS – the nation continued to lead with 699 notes in August. That was less than the recent peaks, but still well before the centers of Atlanta and Philadelphia, which registered a respective 497 and 427 notes in the month.
Wholesale activity continued to stimulate HECM volume. Among the most active wholesaler sponsors – referring to entities that were sponsored loans were created by another party – Longbridge Financial took first place and sponsored 3,358 such loans in the past year. It was followed by FOA with 2,518 loans.
Although there were no data available from August 2025 for the wholesale sponsor part of the report, the newest available data from June FOA in the leadership with 242 loans showed.
In one Separate report From New View advisors released on Tuesday, the issue of HECM MortGage Backed Securities (HMBS) was also cooled in August, fell to $ 502 million. That has fallen $ 39 million compared to the July of $ 541 million. 75 pools were published, four less than in July.
FOA was the best issue in August with $ 152 million, which was a decrease of $ 3 million from July. The issue of Longbridge was $ 111 million, a decrease of $ 3 million compared to July, while the mutual Omaha’s $ 98 million in issue fell by $ 7 million.
PHH MortGage Corp. issued $ 87 million, which represented a decrease of $ 21 million compared to the July of $ 108 million. The Ginnie Mae-Concured Reverse mortgage financing Portfolio has again not published HMBS pools, New View reported.
HMBS production of the first participation in August was $ 322 million, a decrease of $ 343 million in July and $ 350 million in June. Last month’s 75 swimming pools include 18 original swimming pools, 55 tail pools and two mixed swimming pools. Original Polish are HMBS -Pols supported by first participations in previously not -not -certified HECM -Loans, while the issues of Tail HMBS HMBS -Pols are consisting of subsequent participations.
The issue of tail was $ 179 million, a decrease of $ 197 million in July.
Striking in the HMBS issue of Augustus, 19 Polish with aggregated polar sizes of less than $ 1 million, made possible by the rule of Ginnie Mae, making Polish as small as $ 250,000 possible. This represents $ 8.7 million in unpaid main balance (UPB) that otherwise may not be spent in August.
Ginnie Mae also spent APM 23-11 in 2023, so that participations from the same loan can be merged more than once in the same month. Such Polish accounted for $ 58.1 million in August, including $ 2.6 million in first participations.
