4 Best Digital Nomad Insurance Plans for Travel in 2025

When you become a digital nomad or long-term traveler, you know that unexpected things can happen and you should always be insured.

Considering the possibility of traveling without insurance is NO GO! Even a simple doctor’s visit or medical check-up abroad can be very expensive as a tourist.

Without insurance, you could end up in a lot of debt if something serious happens to you. It can also be annoying if your equipment is stolen problem for your wallet and also for your company or remote job if you “travel and work wherever you are”.

Best Digital Nomad Insurance for Health and Travel:

SafetyWing is a remote company that is rapidly gaining new customers. Their specialty is providing basic health insurance for nomads.

1. Essential plan

Ideal for travelers who need reliable short-term coverage abroad.

• Covers travel up to 364 days at the same time
• Inclusive urgent medical treatmenthospital stays, surgeries and medications
• Protection for lost luggage, travel delaysAnd emergency evacuations
• Offers until 30 days of medical coverage in your home country
• Starting at $56.28 every 4 weeks for ages 18-39

Ideal for: short-term travelers and remote workers looking for affordable medical protection abroad.

2. Complete plan

Comprehensive, long-term health insurance designed for full-time travelers and remote professionals.

• Inclusive everything in the Essential Planplus ongoing, renewable coverage
• Covers routine and emergency medical care worldwide
• Adds wellness therapies, mental health support and cancer treatment
• Protects against burglary, canceled accommodations and delayed luggage
• No coverage restrictions in your home country
• Starting at $161.50 per month for ages 18-39

Ideal for: Digital nomads and expats looking for complete, indefinite health and travel protection anywhere in the world.

Passport card Nomads offers flexible insurance plans tailored to the needs of digital nomads, freelancers and frequent travelers. Whether you’re on a short trip or living abroad full-time, these plans are designed to provide peace of mind, with immediate coverage and no paperwork.

1. Starter plan

Perfect for short-term travelers or those just starting their nomadic journey.

• Covers urgent medical treatmenthospital stays, surgeries and prescriptions
• Inclusive medical evacuation And repatriation in case of serious emergencies
• Access to 24/7 multilingual support and an instant payment card for covered expenses
• Option to extend coverage or upgrade to a higher plan at any time
• Ideal for trips to 6 months

Best for: Travelers who want essential, affordable medical coverage without long-term commitments.

2. Remote subscription

Designed for long-term digital nomads who live and work abroad full-time.

• Inclusive everything in the Starter Planplus coverage for non-urgent and specialist care
• Access to routine checksdiagnostics and follow-up treatments
• Worldwide coverage in different countries: no need to reset or repurchase when moving locations
• Mental health support And wellness therapies are included in select regions
• Flexible renewal and cancellation options directly through the PassportCard app

Best for: Remote workers and full-time nomads seeking reliable, renewable health protection worldwide.

3. Comfort plaN

An expat-style premium insurance plan for travelers who want full medical and lifestyle coverage.

• Everything in the Remote Plan, plus extensive health benefits for long-term stays abroad
• Covers chronic conditions, maternity, welfare programsAnd preventive care
• Inclusive alternative medicine options such as acupuncture, osteopathy and chiropractic care
• Coverage for burglary, lost or delayed luggageAnd canceled accommodations
• No restrictions in your home country – continuous global protection wherever you are

Best for: Experienced nomads and expats who want all-inclusive coverage and premium benefits all year round.

3. Insured nomads

Insured nomads is a modern insurance solution built for digital nomads, expats and frequent travelers who live a life without borders. With an emphasis on safety, convenience and global mobility, it offers comprehensive protection that goes far beyond traditional travel insurance.

World Explorer Plan

Ideal for short-term travelers, backpackers and adventurers.

• Coverage for single or multiple trips, up to 364 days
• Inclusive urgent medical, evacuationAnd protection against tripping
• Adventure activities fall under most levels
• Starting at about $45 per 4 weeks for 18-39 years (price varies by destination and coverage level)

Best for: Travelers who need affordable, flexible coverage for trips of less than a year.

Remote health plan

Designed for digital nomads, remote professionals and expats living abroad full-time.

• Extensive global health insuranceindefinitely renewable
• Inclusive routine care, hospitalization, maternity, mental health care, And welfare coverage
• Access to telemedicine And global physician network
• Starting at about $155 per month for 18-39 years (depending on coverage level and region)

Best for: Long-term travelers and remote workers who want full year-round health coverage, anywhere in the world.

4. Heymondo Travel insurance

Heymondo Travel Insurance is a comprehensive travel insurance company designed to provide travelers with peace of mind during their travels. They provide coverage for medical emergencies, trip cancellations, baggage loss and other travel-related incidents, so you’re covered wherever you go.

The most common plans include:

Basic plan: Covers essential medical expenses, trip cancellation and baggage protection. Prices start from around €20-€30 for short trips (up to 7 days) for travelers under 30 years old, with prices increasing based on age and duration of cover.

Standard plan: Adds additional protections such as better medical coverage limits, emergency care, and optional coverage for sports activities. Prices start around €40-€60 for similar trip lengths and age groups.

Premium subscription: Offers comprehensive coverage, including high medical limits, trip interruption, 24/7 emergency assistance, and optional coverage for high-risk activities. Prices typically start at €70-€100 depending on travel details and age of the traveler.

Disclaimer: Affiliate links are links that allow website owners to earn a commission on the sales generated by a click on their website. It is important to note that some links on this website may be affiliate links, meaning if you click on the link and make a purchase, I may receive a commission.