Mortage Origination Volume is justified for the largest lenders in the country
United Wholesale Mortgage (UWM) remains in the first place on the rankings, after $ 31.4 billion in loans during the first quarter of 2025. That figure rose by 14.7% year after year. The lecturer established in Michigan has made a number of technological investments in the past year and has called for its broker partners through a series of stimuli.
Among the top 10 companies on the IMF list, considered a higher origination volume in Q1 2025 compared to Q1 2024. The only exceptions were based on Detroit Rocket Mortgagewhere the volume fell 4.1%, and established in New Jersey Freedom MortGage Corp.Where the volume was with 12.8%.
IMF ranks the 50 largest lenders in the country. These companies came together to create $ 355 billion from January to March, an increase of 10.9% year after year.
Correspondent targeted Pennymac is the second largest lender in the country with a volume of $ 28.6 billion during the first three months of the year, an increase of 32.8% year after year. The company based in California reported a lower quarterly profit of $ 76 million from January to March, but CEO David Spector said that Pennymac is “unique positioned” to take advantage of his service book when the mortgage interest rate drops.
Rocket remained in third place, where it was a year ago, with a turnover of $ 18.2 billion. But the rocket led by Varun Krishna seems ready for growth Mr. Shard And Redfin.
Newrez ranked No. 4 with $ 12.1 billion in original from January to March – an increase of 11.8% compared to the same period in 2024. The parent company, Rithm Capitalreleased its winning report on Friday, with Newrez’s profit that shrinking $ 316 million in Q4 2024 to $ 147 million in Q1 2025. Rithm also strives for expansion, after he recently collected $ 230 million to acquire a company in financial services or real estate.
Fifth place in the IMF ranking for Q1 2025 went to Correspondent Heavy-Hitter Amerihome mortgageWho grew by 24.6% in the past year to end with a volume of $ 12 billion.
Even large banks – which have been less active in the mortgage space in recent years – see growth in their home loans. JPMorgan Chase Landed at number 6 with a volume of $ 11.2 billion in Q1 2025, an increase of 47.5% compared to a year ago. CEO Jamie Dimon recently told investors that an expected deregulating attitude under the Trump administration could lower credit costs and spark the activities of the borrower.
The other top 10 lenders for the first quarter include Freedom MortGage ($ 10.3 billion), Cross Country Mortgage ($ 8.6 billion), Mr. Cooper ($ 8.3 billion) and Rate ($ 8.2 billion).
The biggest lenders have not changed much in the past year, with one remarkable exception.
Mr. Cooper is now the ninth largest lender, who has grown his volume of $ 2.9 billion in Q1 2024-a striking increase of 189% that is linked to purchases of Flagstar BankThe third -age origin and maintenance activities.
Although the volumes have risen in the past year, there were remarkable three -month falls that are an indication of the seasonal patterns of seasonal housing market. The total volume for the 50 largest lenders fell almost 23% compared to the fourth quarter. Freedom mortgage (-51.9%) and Rakethypotheek (-31.2%) saw the sharpest quarter fall under the top 10 lenders.
